A house fire forces an impossible set of decisions under pressure. Fight with insurance for months, spend $50–150k on restoration, and wait to relist — or sell as-is to a cash buyer now and walk away. We buy fire-damaged homes in any condition, anywhere in Rhode Island. Offer in 24 hours, close in as little as 7 days.
A team member will reach out within 24 hours with your no-obligation cash offer.
Whether it was a kitchen fire that damaged one room or a total-loss event, we buy the property as-is. You don't need to repair, clean out, or demo anything before selling to us.
Kitchen fire, electrical fire, one-room damage — we buy homes where only part of the structure was affected. Smoke and soot damage that permeated the rest of the home is included.
Smoke damage throughout the home, soot on walls and ceilings, and water damage from firefighting efforts are all common. We buy homes in this condition without requiring remediation first.
If the structure is a total loss or has been condemned by the city, we can still purchase — as long as you have clear title and legal authority to sell. We handle all demolition and remediation after closing.
Insurance restoration sounds like the obvious path — but for many Rhode Island homeowners, selling as-is to a cash buyer nets a better outcome once you account for time, stress, and carrying costs.
File claim → adjuster visit → scope of work dispute → contractor selection → 6–18 months of construction → relist. Monthly mortgage payments continue throughout. Insurance disputes and underpayments are common on larger losses.
Call us → offer in 24 hours → close in 7 days. No contractors, no disputes, no months of carrying costs. Our offer accounts for the damage honestly — you get certainty and speed in exchange for the repair discount.
Selling to us doesn't prevent you from filing an insurance claim. Talk to your insurer first — sometimes the claim proceeds plus our cash offer together make the most financial sense.
Three steps. No contractors. No insurance negotiations. No runaround.
Fill out the short form or call (401) 396-7427. Share the address and a brief description of the damage — takes less than 60 seconds.
Within 24 hours, a local team member contacts you with a fair, no-obligation cash offer based on the property's current condition.
Accept and close in as little as 7 days. Leave the property as-is — debris, damaged structure, everything. Cash at closing.
No obligation. No pressure. A fair offer based on current condition — from a local Rhode Island team that's done this before.
Get My Free Cash Offer →