Liens don't have to stop your sale — they get paid off at closing from the proceeds. We buy Rhode Island homes with property tax debt, IRS liens, HOA liens, and other title issues. Cash offer in 24 hours, before liens grow any larger.
A team member will reach out within 24 hours with your no-obligation cash offer.
Many Rhode Island homeowners don't realize they can sell with a lien on the property. The lien doesn't block the sale — it gets paid off at closing. Here are the most common types we deal with:
Back taxes owed to your RI city or town — the most common lien we see.
Federal tax debt recorded against the property. IRS gets paid at closing before seller proceeds.
Unpaid homeowner association dues can result in a lien — paid from proceeds at closing.
Filed by contractors for unpaid work. Resolved at closing through the title company.
Court-ordered liens from lawsuits or debt judgments — paid from proceeds before you receive your net.
The process is simpler than most people expect. A lien doesn't block your sale — it just means the lienholder gets paid from the proceeds before you do. The title company manages this entire process at closing.
Before closing, a title company runs a search to identify every lien and encumbrance on the property. No surprises.
The title company pays each lienholder directly from the sale proceeds — property taxes, IRS, HOA, contractors, all of them.
After liens are satisfied and the mortgage is paid off, whatever remains comes to you. No out-of-pocket payment required to clear the liens beforehand.
A bank financing a buyer's purchase will often reject a title with liens. A cash buyer has no lender to approve the title — we close when title is clear, not when a bank says so.
This is a simplified example of how proceeds flow at closing when there are liens on a property.
Actual numbers vary by property. This is for illustration only. Your net proceeds depend on your specific lien amounts and mortgage balance.
Three steps. We handle the complexity with the title company so you don't have to.
Fill out the form or call (401) 396-7427. Share the address and any known lien or tax details — takes less than 60 seconds.
Within 24 hours, a local team member contacts you with a fair, no-obligation cash offer. We work through a title company to identify and resolve all liens.
The title company pays off all liens at closing. You receive whatever proceeds remain — cash in hand, liens cleared, chapter closed.
Get a no-obligation cash offer today. We handle the title complexity — you receive the net proceeds and move forward. Call us or fill out the form.
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